+234 806 834 1978 · judithegbumokei@gmail.com
Building Better Financial Foundations
for Businesses
JM Financial Consulting Ltd was founded with a simple belief: every business deserves access to accurate financial information, professional financial expertise, and practical financial support that can help it grow.
Judith Michael
Founder & Managing Director
Qualifications & Training
- B.Sc. Accounting, University of Benin
- ACCA Qualified
- Financial Analysis Training
- Six Sigma White Belt
- Root Cause Analysis Training
- Diploma in Administrative Management
- Diploma in Health Care Management
- Facility Management Training/Certification
Judith Michael
Founder & Managing Director — ACCA Qualified
JM Financial Consulting Ltd was founded by Judith Michael, an ACCA-qualified accounting and finance professional with more than a decade of experience spanning accounting, financial administration, audit support, healthcare administration, operations, procurement, inventory management, and business process improvement.
Judith holds a B.Sc. in Accounting from the University of Benin and is ACCA qualified. She has also completed professional training in financial analysis, administrative management, healthcare management, facility management, Six Sigma, and root-cause analysis.
Her professional experience includes accounting, audit, financial reporting, accounts payable and receivable, payroll, reconciliations, financial analysis, procurement, inventory management, operations, healthcare administration, and business process improvement.
Areas of Experience
"Financial services should be accurate, understandable, accessible, technology-enabled, and connected to the real needs of the business."
— Judith Michael, Founder
Building a Team of Experienced Financial Professionals
JM Financial Consulting Ltd is being developed with a multidisciplinary professional team whose combined experience covers accounting, taxation, audit, financial reporting, corporate finance, compliance, payroll, financial management, and business advisory.
Olawale Samuel
Olawale Samuel
Partner | Finance & Corporate Advisory
Olawale Samuel is a results-driven finance professional with B.Sc., ACA, ACTI, and EEBA qualifications and more than a decade of experience across accounting, financial reporting, taxation, audit, corporate finance, budgeting, compliance, and strategic financial management.
He combines strong technical financial expertise with leadership, commercial awareness, analytical thinking, and a commitment to integrity, accuracy, and excellence.
Olawale is also an Excel expert and analytical problem-solver, with the ability to transform financial information into meaningful insights that support business decisions.
At JM Financial Consulting Ltd, Olawale contributes financial expertise, analytical thinking, and strategic perspective to help clients strengthen their financial management and make informed business decisions.
Areas of Expertise
Qualifications
- B.Sc.
- ACA – Associate Chartered Accountant
- ACTI – Associate of the Chartered Institute of Taxation
- EEBA
- 10+ years of finance and accounting experience
Eze Clara Nkechi
Eze Clara Nkechi
Partner | Accounting, Tax & Financial Reporting
Eze Clara Nkechi is a detail-oriented and results-driven Chartered Accountant with extensive experience in financial accounting, tax compliance, financial reporting, payroll administration, and audit support across various industries.
Clara has strong expertise in maintaining accurate financial records, preparing financial statements, reconciling accounts, processing vendor payments, and supporting compliance with statutory and regulatory requirements.
She is also experienced in maintaining strong internal controls, managing accounts payable and accounts receivable, and using accounting technology to improve operational efficiency.
Clara is recognized for her accuracy, integrity, analytical thinking, and ability to collaborate effectively across departments. At JM Financial Consulting Ltd, she contributes to our commitment to accurate financial reporting, effective controls, regulatory compliance, and efficient financial management.
Areas of Expertise
Qualifications
- Chartered Accountant
- Extensive experience in financial accounting, tax compliance, financial reporting, payroll, audit support, internal controls, and financial systems
Our Combined Expertise
The Strength of Complementary Expertise
The strength of JM Financial Consulting Ltd comes from bringing together professionals with complementary areas of expertise. This multidisciplinary approach allows us to look at a client's financial needs from more than one perspective.
Why JM Financial Consulting Exists
Many business owners are excellent at building products, serving customers, generating sales, or managing operations — but financial management can become increasingly complex as a business grows.
Unorganized records, delayed reconciliations, unclear profitability, poor cash-flow visibility, inaccurate reporting, and weak financial processes can make it difficult for business owners to understand what is really happening in their business.
JM Financial Consulting exists to help address these challenges.
Our Approach
To make professional financial expertise more accessible to businesses worldwide.
Our mission is to provide reliable accounting, bookkeeping, financial reporting, tax support, audit and control support, financial analysis, budgeting, and business advisory services that help organizations:
- Maintain accurate financial records
- Understand their financial performance
- Improve financial visibility
- Strengthen financial controls and processes
- Manage costs effectively
- Improve cash-flow awareness
- Meet applicable financial and regulatory requirements
- Make informed business decisions
- Plan for sustainable growth
To become a trusted global financial partner for businesses of every stage and size.
We envision JM Financial Consulting Ltd growing into a technology-enabled financial services company where businesses can access both financial technology and professional financial expertise through one trusted platform.
Our long-term vision includes creating an ecosystem where businesses can access:
When a business works with JM Financial Consulting Ltd, our goal is not simply to produce accounting records. We want our work to help clients answer the questions that matter most:
We believe accounting becomes more valuable when it helps answer these questions.
Six Principles That Guide Everything We Do
Our approach to financial consulting is built on principles that ensure every client receives accurate, useful, and trustworthy financial support.
Accuracy
We believe reliable financial information begins with accurate records and properly reconciled accounts.
Clarity
Financial information should be understandable and useful to the people making business decisions.
Integrity
We aim to build relationships based on professionalism, transparency, confidentiality, and responsible handling of financial information.
Technology
We embrace modern accounting, financial, communication, and business technologies to improve efficiency and service delivery.
Partnership
We work alongside our clients rather than simply providing isolated accounting tasks.
Continuous Improvement
We continually look for ways to improve financial processes, reporting, controls, and business operations.
Experience, Qualifications & Continuous Development
Our professional foundation combines formal accounting qualifications, practical industry experience, technology skills, and continuous professional development.
Judith Michael
- B.Sc. Accounting, University of Benin
- ACCA Qualified
- Financial Analysis Training
- Six Sigma White Belt
- Root Cause Analysis Training
- Diploma in Administrative Management
- Diploma in Health Care Management
- Facility Management Training/Certification
Olawale Samuel
- B.Sc.
- ACA – Associate Chartered Accountant
- ACTI – Associate of the Chartered Institute of Taxation
- EEBA
- 10+ years of finance and accounting experience
Eze Clara Nkechi
- Chartered Accountant
- Extensive experience in accounting, tax compliance, financial reporting, payroll, audit support, internal controls, and financial systems
* Additional professional credentials, memberships, certifications, and registrations can be added to this section as they are confirmed.
From Accounting Services to Financial Technology
JM Financial Consulting Ltd is being developed with a long-term technology vision. Our goal is to combine professional financial services with technology that makes financial management easier and more accessible for businesses.
We envision a platform where businesses can manage their core financial operations while also having access to professionals who can help them understand and manage their finances.
Technology can organize the numbers. Professionals can help businesses understand what the numbers mean.
That combination is at the heart of our long-term vision.
Future Platform Vision
Evolving technology initiative
Our envisioned platform will allow businesses to manage key financial operations in one place:
This is an evolving technology initiative. JM Financial Consulting Ltd is currently focused on delivering professional financial services while building toward this long-term vision.
JM Financial Consulting Ltd is a growing company with a global vision.
We are bringing together people, financial expertise, technology, and practical business solutions to serve organizations across different industries and geographic markets.
Whether you are a startup establishing your financial systems, a growing company that needs reliable bookkeeping, or an established business looking for outsourced financial support — our goal is to become a trusted part of your financial journey.